North Carolina’s Voter ID Law: Unpacking the Debate Over SB 824

Voter ID Law

Introduction In the United States, voter ID requirements vary widely by state law. Currently, thirty-eight states strictly require residents to present ID before they can cast a countable ballot. Voter ID laws fall into four types: strict photo, strict non-photo, non-strict photo, and non-strict non-photo. Strict photo ID laws require voters to present photo identification […]

Pros and Cons of New York’s Regulation of Financial Institutions and Chatboxes

Chatboxes AI Banking

Chatbots, powered by artificial intelligence (AI), have become increasingly prevalent in the banking industry. The implementation of chatbots in banking increases customer satisfaction and loyalty through offering instant and round-the-clock support to handle a large volume of customer queries and address customer inquiries promptly. Around 37% of the U.S. population engaged with a bank’s chatbot […]

Understanding the AI in Healthcare Debate

Debate AI Healthcare

Background What is Artificial Intelligence? Artificial intelligence, more commonly referred to as AI, encompasses many technologies that enable computers to simulate human intelligence and problem solving abilities. AI includes machine learning, which allows computers to imitate human learning, and deep learning, a subset of machine learning that simulates the decision making processes of the human […]

American Privacy Rights Act: Pros, Cons, and Impact on Consumer Data Protection

American Privacy Rights Act

Introduction The American Privacy Rights Act (APRA) is a new bill introduced in Spring 2024 that seeks to implement a nationwide set of consumer privacy laws. Currently, no national framework exists. A previous bill with similar goals, the American Data Privacy Protection Act, failed to pass in 2022.  The APRA would, among other things: Support […]

Should Election Day Become a Federal Holiday? Weighing the Benefits and Drawbacks

Election Day Federal Holiday November Voting Vote Youth Voters

Election Day is always held on the Tuesday after the first Monday in November during an election year. Congress codified this tradition in 1845 to account for the nation’s largely agrarian labor force who needed most other days of the week to tend to their crops, travel, or worship.  In modern times, many argue that […]

Freedom to Vote Act: Pros, Cons, and Impact on U.S. Elections

The Freedom to Vote Act Youth Voters Election Government

Background The Freedom to Vote Act (FTVA) is a bill under consideration in the U.S. House of Representatives that would expand protections for voting rights in the United States. The bill was originally introduced in 2019 during the 116th U.S. Congress as the For the People Act (FTPA). After being blocked in the Senate, the […]

Automatic Voter Registration: A Closer Look at the Ongoing Debate

Automatic Voter Registration Understanding Pros Cons Introduction

In all states except North Dakota, eligible voters must register to vote before casting a ballot in any election. Each state’s voter registration requirements vary, but most states retain voters’ name, date of birth, address, and party affiliation. While the 1993 Voter Registration Act (also known as the “Motor Voter” law) allowed eligible voters to […]